AdvantagePlus is pleased to make a variety of savings accounts available for each member's different needs. Select accounts such as our Regular Share Account, Special Account, Christmas Club, and Kidz Advantage Club return attractive dividends that also become part of your savings.
A minimum balance of $5.00 is required to open a regular savings account or a Kidz Advantage account.
Our Kidz Advantage Club has no monthly service charge. For school age kids we pay $1.00 per A or O up to $5.00 per report card. We send out birthday greetings and have other assorted events during the year. What a great way to teach kids to save!
Christmas clubs begin October 1st, but may be started at any time during the year. On September 30th we transfer your christmas club funds to your regular share account or draft account for you to withdraw whenever is convenient for you.
Share certificates are also available that can earn you even higher dividends! A $500 minimum balance is required to open a certificate.
Traditional IRA's are available in an 18 month or 36 month certificate($500 min bal) or as a share account for payroll deductions. Roth IRA's and the Coverdell Education Account are also available as share accounts.
Apply to become a Member >> Current Savings Rates>>
Account History - $2
Membership Fee - $0.50
Christmas Savings Early Withdrawal - $5.00 per withdrawal
Regular Share Account Service Fee if Balance < $50 - $2 per month
Federal Express Fee to Overnight a Check - $15
Money Order - $1 per money order
NSF - $25 per item*
Returned Deposit Item - $2.50 per item
Statement Copy - $5 per copy
ATM Withdrawals > 4 per month - $1 per withdrawal**
ATM Balance Inquiry - $1 per inquiry at non-APIFCU machines
Wires International - $30 per wire transfer
Wires Outgoing - $20 per wire transfer
*** fees could reduce account earnings
**unlimited withdrawals at all APIFCU ATM's
*all negotiable and electronic items