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AdvantagePlus is pleased to make a variety of savings accounts available for each member's different needs. Select accounts such as our Regular Share Account, Special Account, Christmas Club, and Kidz Advantage Club return attractive dividends that also become part of your savings.
A minimum balance of $5.00 is required to open a regular savings account or a Kidz Advantage account.
Our 2006 Christmas club began October 1st, 2005.
Share certificates are also available that can earn you even higher dividends! A $500 minimum balance is required to open a certificate.
Traditional IRA's are available in an 18 month or 36 month certificate($500 min bal) or as a share account for payroll deductions. Roth IRA's and the Coverdell Education Account are also available as share accounts.
Apply to become a Member >> Current Savings Rates>>
Fees***
Account History - $2
Membership Fee - $0.50
Christmas Savings Early Withdrawal - $5.00 per withdrawal
Regular Share Account Service Fee if Balance < $50 - $2 per month
Federal Express Fee to Overnight a Check - $15
Money Order - $1 per money order
NSF - $25 per item*
Returned Deposit Item - $2.50 per item
Statement Copy - $5 per copy
ATM Withdrawals > 4 per month - $1 per withdrawal**
ATM Balance Inquiry - $1 per inquiry at non-APIFCU machines
Wires International - $30 per wire transfer
Wires Outgoing - $20 per wire transfer
*** fees could reduce account earnings
**unlimited withdrawals at all APIFCU ATM's
*all negotiable and electronic items
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