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Rates are effective as of 11-18-08 and may change each Tuesday. All deposit accounts with the exception of certificates are considered variable rate accounts and the rate may change after the account is opened. All dividends are paid on a quarterly basis. Fees may reduce earnings.
Funds on deposit at AdvantagePlus of Indiana FCU are federally insured by the National Credit Union Administration up to $100,000,
and IRA funds are seperately insured to $250,000.
If you need additional information or would like to ask a question, please Contact Us.
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BALANCE Dividend Annual
Rate Percentage Yield
Regular Shares*&
Special Shares
0-$2000 0.50% 0.50%
$2001 + 1.00% 1.00%
Christmas Club 0.50% 0.50%
Draft Accounts .25% .25%
*minimum balance on regular shares is $5.00.
A balance of $50 is required to avoid a service fee.
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Dividend Annual
Rate Percentage Yield
Traditional IRA Share & Coverdell IRA
0-$2000 1.00% 1.01%
$2001+ 1.50% 1.51%
18 Month Traditional Certificate
($500 minimum balance)
3.56% 3.61%
36 Month Traditional Certificate
4.45% 4.52%
Roth Ira 3.56% 3.61%
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Term Dividend Annual
Rate Percentage Yield
6 Month 2.47% 2.49%
12 Month 2.85% 2.88%
24 Month 3.56% 3.61%
36 Month 4.20% 4.27%
Certificates based on a $500 minimum balance.
A penalty may be imposed for early withdrawal which could affect the annual percentage yield.
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To calculate a sample payment, use our on-line Loan Calculator >>
Rates as low as 5.20% a.p.r.*
as high as 15.50% a.p.r.
Rates are based upon your credit bureau score with
Transunion. Only well qualified members will receive the lowest rate. If you are quoted a lower rate somewhere else-ask if we can match it!!!!
72 month financing available on loans over $23,000 for an additional 1.00% above our normal rate.
*annual percentage rate
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To calculate a sample payment, use our on-line Loan Calculator >>
Rates as low as 6.20% a.p.r. *
as high as 16.50% a.p.r.
Rates are based upon your credit bureau score with Transunion. Only well qualified members will receive the lowest rate. If you are quoted a lower rate somewhere else- ask if we can match it!
72 month financing available on loans over $23,000 for an additional 1.00% above our normal rate.
* annual percentage rate
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To calculate a sample payment, use our on-line Loan Calculator >>
Rates as low as 10.00% a.p.r. *
as high as 17.00% a.p.r.
Rates are based upon your credit bureau score with Transunion. Only well qualified members will receive the lowest rate.
*annual percentage rate
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No Annual Fee
Rates are as low as 8.90% a.p.r.*
as high as 17.90% a.p.r.
Rates are based upon your credit bureau score with Transunion. Only well qualified members will receive the lowest rate.
*annual percentage rate
We also offer a share secured Visa
at 12.90% a.p.r.
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Our maximum Loan to Value is 90%.
The rate and amount we can loan is dependant upon your credit score.
Rate is based on the Prime Rate which is 5.00%.
If you are interested in our Home Equity Product
please call and speak with Ryan Ext 17.
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Any Purpose Loan
Vacation Loan
Back to School Loan
Christmas Loan
UCC Loan
Share Secured
The Vacation, Back to School, Christmas, and Any Purpose loans have a maximum of $1000.
The UCC loan is for large purchase items that do not have a title- for example a lawn tractor.
All the above loans are available at 1.00% below the member's qualified personal loan rate.
The Share Secured Loan can use your regular savings or a share certificate as collateral and the rate is 1/2% lower than our lowest auto rate.
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