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Hours:

M-Fri  8am-6:15pm
Sat    9am-noon
Sun: Closed

 

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Rates are effective as of 06-01-2013 and may change each Tuesday.  All deposit accounts with the exception of certificates are considered variable rate accounts and the rate may change after the account is opened.  All dividends are paid on a quarterly basis.  Fees may reduce earnings.  

Funds on deposit at AdvantagePlus of Indiana FCU are federally insured by the National Credit Union Administration up to $250,000,
and IRA funds are seperately insured to $250,000. 
 
If you need additional information or would like to ask a question, please Contact Us.




BALANCE                Dividend            Annual
                                 Rate          Percentage Yield
Regular Shares*&
Special Shares
0-$25,000                   0.25%                0.25%
$25,000.01 +              0.50%                0.50%

Christmas Club         0.30%                0.30%

*minimum balance on regular shares is $5.00. 
A balance of $50 is required to avoid a service fee.



                             Dividend               Annual
                               Rate            Percentage Yield

Traditional IRA Share & Coverdell IRA

                                0.50%                    0.50%
   
18 Month Traditional Certificate
    
 ($500 minimum balance)        
                                 0.65%                  0.65%

36 Month Traditional Certificate
                                  1.25%                 1.25%

Roth Ira                      0.65%                0.65%



(these are commonly referred to as CD's)

Term                    Dividend                   Annual
                              Rate             Percentage Yield

 6 Month                 0.40%                  0.40%

12 Month                0.50%                   0.50%

24 Month                0.60%                   0.60%

36 Month                0.75%                   0.75%

Certificates based on a $500 minimum balance.
A penalty may be imposed for early withdrawal which could affect the annual percentage yield.



To calculate a sample payment, use our on-line Loan Calculator >>

 Rates as low as 3.00% a.p.r.*
                      as high as 14.00% a.p.r.

Rates are based upon your credit bureau score with
Transunion.  Only well qualified members will receive the lowest rate.  If you are quoted a lower rate somewhere else-ask if we can match it!!!!

72 month financing available on loans over $23,000  for an additional 1.00% above our normal rate. 

*annual percentage rate


To calculate a sample payment, use our on-line Loan Calculator >>

Rates as low as  5.00% a.p.r. *
                     as high as 15.25% a.p.r.

Rates are based upon your credit bureau score with Transunion.  Only well qualified members will receive the lowest rate.  If you are quoted a lower rate somewhere else- ask if we can match it!

72 month financing available on loans over $23,000 for an additional 1.00% above our normal rate.

* annual percentage rate


To calculate a sample payment, use our on-line Loan Calculator >>

Rates as low as 10.00% a.p.r. *
          as high as 17.00% a.p.r.

Rates are based upon your credit bureau score with Transunion.  Only well qualified members will receive the lowest rate.

*annual percentage rate


No Annual Fee

Rates are as low as 8.90% a.p.r.*
               as high as 17.90% a.p.r.

Rates are based upon your credit bureau score with Transunion.  Only well qualified members will receive the lowest rate.

*annual percentage rate

             



Our maximum Loan to Value is 90%.
The rate and amount we can loan is dependant upon your credit score.  

Our lowest rate available at this time is 4.00%. 

If you are interested in our Home Equity Product
please call and speak with Doug  Ext 13.   


Any Purpose Loan
       Vacation Loan
               Back to School Loan
                       Christmas Loan
                              UCC Loan
                                    Share Secured
The Vacation, Back to School, Christmas, and Any Purpose  loans have a maximum of $1000. 

The UCC loan is for large purchase items that do not have a title- for example a lawn tractor. 

All the above loans are available at 1.00% below the member's qualified personal loan rate.  
 
The Share Secured Loan can use your regular savings or a share certificate as collateral and the rate is 1/2% lower than our lowest auto rate.