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We also offer a more affordable VISA card for members with No Annual Fees, No Cash Advance Fees, Rates as low as 8.90%annual percentage rate, and a 1/2% Rebate on purchases!
There is a 25 day grace period to pay off purchases without accruing interest on those purchases. There is no grace period on cash advances and interest is charged from the date the advance posts to your account. Interst will be charged on your average daily balance each month.
The minimum monthly payment is 3.50% of your outstanding balance or $20.00 whichever is greater, plus any past due or overlimit amounts.
If you have had credit problems in the past and do not qualify for a normal Visa, we can offer you a share secured Visa at
12.90% a.p.r.. We will even loan you the money to secure it. You must however, have a balance of $125 of your own funds in the account.
For example, you want a $500 Limit on a Visa. You must have $125 deposited in a savings account here, we will do a cash advance on the card for $500 and deposit the money in the same savings account. You will then have $625 frozen in a savings account. You will then have a $500 limit card with a $500 balance. As you make payments on the account, you will be building your credit and have money available on your credit line for future purchases. All of our
normal features apply to this card also-no annual fee, no cash advance fee, 25 day grace period etc.
Our Visa applications are not available online - Please contact us for an application!
Contact Us >>
To View your credit card activity and make a payment online. Click the Visa Logo below
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