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M-Fri  8am-6:15pm
Sat    9am-noon
Sun: Closed


We offer our members the convenience of checking without the high costs associated with most checking accounts.

Teen Checking
Get your teen started out right and teach them the basics before they are on their own.  For ages 13-18.  
No minimum balance, no monthly service charge.  Debit card available with $100 daily limit. 
A regular share account with a balance of $5.00 is required to open a checking account. 

Minimum balance to open checking is $20.00.

Our Regular checking accounts feature: No Minimum Balance, No Monthly Service Charge or Per-Check Fee, Carbon Copy Checks, and Free Overdraft Protection from your savings.  

A regular share account with a balance of $5.00 is required to open a checking account.

Minimum balance required to open a checking account is $20.00.

Debit cards are available. Use the debit card in place of writing checks wherever the VISA logo is displayed.  The funds are withdrawn from your account usually within 24 hours.  If your debit card or ATM card are lost after hours and you are concerned that it may fraudulently be used- please call 1-800-791-2525.

Have your pay direct deposited to your checking account.  Our Routing # is 274975880.  Ask your employer if direct deposit is available! 

Apply to become a Member >> 


Account History - $2
Counter Check - $0.10 per check
Draft Copy - $1 per copy
Draft Printing - Prices vary depending on style
NSF - $25 per item*
Courtesy Pay - $25 per item*
Returned Deposit Item - $5.00 per item
Statement Copy - $5 per copy
Stop Payment - $25

POS Debit Transactions with a PIN =FREE
POS Credit Transactions= FREE

ATM Withdrawals > 4 per month - $1 per withdrawal**
ATM Balance Inquiry - $1 per inquiry at non-APIFCU machines

Wires International - $30 per wire transfer
Wires Outgoing - $20 per wire transfer

**unlimited withdrawals at all APIFCU ATM's
*all negotiable and electronic items