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We offer our members the convenience of checking without the high costs associated with most checking accounts. We even pay a dividend on our Draft Accounts!
Our Regular checking accounts feature: No Minimum Balance, Combined Monthly Statements, No Monthly Service Charge or Per-Check Fee, Carbon Copy Checks, and Free Overdraft Protection from your savings. We pay a small dividend on this account.
Our 2nd Chance checking is for those who
have unpaid accounts on Chex Systems
(restrictions apply- call for details).
This account also has no minimum balance, combined monthly statements, no per check fee, carbon copy checks and free overdraft protection from the savings. There is a $5.00
monthly service charge on this account and no
dividend.
A regular share account with a balance of $5.00 is required to open a checking account.
Minimum balance required to open a checking account is $20.00.
Debit cards are available. Use the debit card in place of writing checks wherever the VISA logo is displayed. The funds are withdrawn from your account usually within 24 hours. If your debit card or ATM card are lost after hours and you are concerned that it may fraudulently be used- please call 1-800-791-2525.
Have your pay direct deposited to your checking account. Our Routing # is 274975880. Ask your employer if direct deposit is available!
Apply to become a Member >>
Fees
Account History - $2
Counter Check - $0.10 per check
Draft Copy - $1 per copy
Draft Printing - Prices vary depending on style
NSF - $25 per item*
Courtesy Pay - $25 per item*
Returned Deposit Item - $5.00 per item
Statement Copy - $5 per copy
Stop Payment - $25
POS Debit Transactions with a PIN =FREE
POS Credit Transactions= FREE
ATM Withdrawals > 4 per month - $1 per withdrawal**
ATM Balance Inquiry - $1 per inquiry at non-APIFCU machines
Wires International - $30 per wire transfer
Wires Outgoing - $20 per wire transfer
**unlimited withdrawals at all APIFCU ATM's
*all negotiable and electronic items
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