Current Rates

Auto Loan Rates

Annual Percentage Rates as low as 3.00% APR and as high as 14.00% APR.

 

To calculate a sample payment, use our on-line Loan Calculator >>

 

Rates are based upon your credit bureau score with Transunion. Only well qualified members will receive the lowest rate. If you are quoted a lower rate somewhere else, ask if we can match it!!!!

 

72 month financing available on loans over $20,000. 

Home Equity Rates

Our maximum Loan to Value is 85%. The rate and amount we can loan is dependant upon your credit score.

 

Our lowest rate available at this time is 4.25%.

 

If you are interested in our Home Equity Product please call and speak with Deb, NMLS#404568,  at Ext 13.

 

IRA Rates

Traditional IRA Share & Coverdell IRA

Dividend Rate   0.50%   Annual % Yield   0.50%

 

18 Month Traditional Certificate
($500 minimum balance)

Dividend Rate   0.65%   Annual % Yield   0.65%

 

36 Month Traditional Certificate

Dividend Rate   1.25%   Annual % Yield   1.26%

 

Roth IRA

Dividend Rate   0.65%   Annual % Yield   0.65%

Loans Secured with Title

Annual Percentage Rates as low as 5.00% APR and as high as 15.25% APR.

 

To calculate a sample payment, use our on-line Loan Calculator >>

 

Rates are based upon your credit bureau score with Transunion. Only well qualified members will receive the lowest rate. If you are quoted a lower rate somewhere else, ask if we can match it!!!!

 

72 month financing available on loans over $20,000.  

Other Rates

-Any Purpose Loan
-Vacation Loan
-Back to School Loan
-Christmas Loan
-UCC Loan
-Share Secured

 

The Vacation, Back to School, Christmas, and Any Purpose loans have a maximum of $1,000.

 

The UCC loan is for large purchase items that do not have a title, i.e. a lawn tractor.

 

All the above loans are available at 1.00% below the member's qualified personal loan rate.

 

The Share Secured Loan can use your regular savings or a share certificate as collateral, and the rate is 1/2% lower than our lowest auto rate.

Personal Loan Rates

Annual Percentage Rates as low as 8.90% APR and as high as 17.00% APR.

 

To calculate a sample payment, use our on-line Loan Calculator >>

 

Rates are based upon your credit bureau score with Transunion. Only well qualified members will receive the lowest rate.

Share Certificate Rates

(these are commonly referred to as CD's)

 

06 Month Term   Dividend Rate   0.40%   Annual % Yield   0.40%


12 Month Term   Dividend Rate   0.50%   Annual % Yield   0.50%


24 Month Term   Dividend Rate   0.60%   Annual % Yield   0.60%


36 Month Term   Dividend Rate   1.00%   Annual % Yield  1.01%

 

Certificates based on a $500 minimum balance. A penalty may be imposed for early withdrawal which could affect the annual percentage yield.

Shares Rates

Regular Shares* & Special Shares

Balance (0-$25,000.00)
Dividend Rate   0.25%   Annual % Yield   0.25%


Balance ($25,000.01+)
Dividend Rate   0.50%   Annual % Yield   0.50%

 

Christmas Club

Dividend Rate   0.30%   Annual % Yield   0.30%

 

*Minimum balance on regular shares is $5.00. A balance of $50 is required to avoid a service fee.

Visa Card Rates

No Annual Fee. Annual Percentage Rates are as low as 8.90% APR and as high as 17.90% APR.

 

Rates are based upon your credit bureau score with Transunion. Only well qualified members will receive the lowest rate.