Credit Card

We offer a more affordable VISA card for our members with No Annual Fees, No Cash Advance Fees, Rates as low as 8.90% and a 1/2% Rebate on purchases!

There is a 25 day grace period to pay off purchases without accruing interest on those purchases. There is no grace period on cash advances and interest is charged from the date the advance posts to your account. Interest will be charged on your average daily balance each month.

The minimum monthly payment is 3.50% of your outstanding balance or $30, whichever is greater, plus any past due or overlimit amounts.

Our Visa applications are not available online. Please contact us for an application. Contact Us >>
 

TO CHECK YOUR BALANCE, PAYMENT HISTORY ETC BY PHONE PLEASE CALL 855-508-4792 (this differs from the
number on the back of your card)

IF YOU HAVE YOUR VISA PAYMENT SET UP THROUGH BILL PAY- MAKE SURE THE ADDRESS HAS CHANGED TO
P.O. BOX 96099  CHARLOTTE, NC 28296-0099


To view your credit card activity and make a payment online, click the Visa logo below.
Click here to pay your Visa online!
IF YOU HAVE LOST YOUR VISA CREDIT CARD AND IT IS AFTER HOURS- PLEASE CALL 800-449-7728. 
THIS IS NOT THE SAME NUMBER TO USE FOR LOST DEBIT CARDS!